Heartland provides business owners with 21st century credit card processing, payroll w/HR, gift & loyalty and business lending. We have been doing business since 1997.
Heartland is a Publicly Traded Company (hpy) and created the Merchant Bill Of Rights. Merchantbillofrights.org.
Heartland uses only W-2 employees as sales force and although our industry is not regulated, we are. Heartland requires a much higher standard than any Merchant Service Provider that we are aware of currently.